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Market News

Location American Market News for 4 June 2026
Can occasional smoking raise your health insurance premium? Here's what experts say  Someone who smokes just a handful of times a year may still reportedly be classified as a smoker and could face premiums that are 30% to 50% higher than those charged to non-smokers. 
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Flexi-Cap vs Focused Funds: Diversification comfort vs conviction risk - what actually wins over cycles? Two actively managed equity fund categories, each built on a distinct logic of portfolio construction - one defined by breadth, the other by deliberate concentration.
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When reinvestment fails: A look at the tax implications of unused Capital Gains Account Scheme funds Section 54F is a tax-saving provision designed to encourage residential housing investments by exempting LTCG on non-residential assets, capped at a maximum investment threshold of ₹10 crore.
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Step-by-step guide to file ITR online: Know the complete process from registration to verification Filing an ITR involves following a series of steps to ensure all details are reported accurately. The Income Tax Department provides a pre-filled ITR-1 filing service on the e-Filing portal for registered users. This gui...
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P/E vs PEG ratio: Which metric offers deeper insight into a company's growth potential and valuation? The price-to-earnings (P/E) ratio is one of the most common metrics for valuing a stock. By incorporating earnings growth, the PEG ratio provides a more comprehensive view of whether a stock is fairly valued relative to ...
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FOMO is reshaping investing behaviour. Are Indias financial advisers keeping up? As traditional wealth management models begin to fray, the industry must pivot toward real-time engagement and behavioural coaching to stay relevant.
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Income-tax returns: What ITR deductions are available for medical treatments and healthcare expenses? Check details here ITR deductions reduce your taxable income by subtracting certain expenses from gross income. Today we take a look at the various medical and healthcare related deductions available under the old tax regime
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Indias wealth boom has a problem: 84.8% of households do not have a will, study finds 1 Finance Magazine has found that 84.8% of Indians have no will, and 62.5% have no plans to make one, highlighting weak estate planning, limited financial awareness, and rising inheritance disputes amid growing intergene...
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Employees Provident Fund: Who is eligible and non-eligible to be nominee? The EPFO manages employees' provident fund and pension schemes in India. Members must add nominess for both with rules differing based on marital status. E-nomination process available for Aadhaar-verified UAN holder...
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ITR filing AY 2026-27: Essential documents you should keep ready for hassle-free return filing With the ITR filing season for AY 2026-27 in full swing, it is important to gather all the necessary documents before filing your return. Some of the key documents include PAN, Form 16, bank statements, capital gains sta...
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How digital lending platforms can scale faster without increasing risk Digital lending platforms revolutionize borrowing by offering small loans at the click of a button. The digital infrastructure, powered by Aadhaar, Account Aggregator framework, and data processing, enhances financial in...
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8th Pay Commission: Indian Railways employees' association demands ₹52,600 minimum pay, fitment factor of 3.80 - Details 8th Pay Commission: The Indian Railways Technical Supervisors Association (IRTSA) has demanded an increase in minimum pay to ₹52,600, a fitment factor of up to 3.80, better allowances and more. Check details here.
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Status games: why many high-earning Indians fail to become wealthy Behind luxury cars and premium homes, social proof, choice paralysis and high taxes are draining the savings of India's top earners. The fix? Stop trying to keep up with the Joneses, cut out complex products, and aut...
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Dearness Allowance: Is DA credited in salary? Is it subject to income-tax? Should you report it in ITR? FAQs answered Dearness Allowance: We answer top DA related FAQs for taxpayers. From whether the component is credited as part of your salary, is subject to tax, must be reported in your income tax returns filing and more
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The biggest tax filing mistake this year may be filing too early ITR utilities are now available, but Form 26AS, AIS and TIS data may still be updating. Filing too soon can trigger mismatches, revised returns and refund delays.
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The most common ITR filing mistakes people make in 2026 - number 6 can delay your refund Income-tax returns: Here are the most common mistakes taxpayers can make when filing their ITR in 2026. Here's the seven important checks highlighted, including some that could delay your refund process.
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Gold and silver prices today, 4 June: Check retail rates of 24K, 22K gold and 999 silver in Delhi, Mumbai, other cities Gold and silver prices today, 4 June: Gold gains on MCX amid a weaker dollar and geopolitical tensions. Check the latest 24K, 22K gold and 999 silver retail rates in Delhi, Mumbai, Bengaluru, Kolkata, and Chennai. 
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US social security payments: Americans may see benefit cut by over $500/month in next six years - What we know US news: Americans may see their social security payments reduced by $500 per month over the next six years, by 2032, amid changes to the benefits program. Here's what we know
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Why retirement planning today must account for longevity, inflation and income security A new approach to retirement planning is essential as longer lifespans, inflation and rising healthcare costs reshape financial goals, making income security and long-term financial independence more important than ever....
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8th Pay Commission: Can India afford a 3.5 fitment factor? Salary hike, fiscal impact explained 8th Pay Commission fitment factor discussions intensify as unions demand a revision of up to 4x in basic salaries, given current inflation, the once-a-decade revision and associated challenges. Here is what the impact of...
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